Credit Cards

Did you know that not everything is bad about credit cards? Being responsible with credit cards helps build your credit history and provides you with the track record to help your credit qualify for bigger purchases like you first home or a new car.

Northeast Credit Union (NECU) offers members two different types of Visa credit cards to meet their credit needs. Both offer competitively low interest rates, no annual fees, and benefits such as rewards bonus points, cash back on purchases, travel and auto rental insurance, and identity theft and fraud monitoring:

• Classic Visa: Best for individuals seeking to establish or re-establish good credit, and/or to have a lower-limit credit card on hand for emergencies and required purchases.
• Platinum Visa: A good choice for consumers with established credit who need an extended credit limit for high-end purchases such as electronics and dream vacations.